1) Information We Collect
- Identity & Contact: name, email, phone, address.
- Credit-related: goals, dispute details you submit, last-4 SSN (optional).
- Usage/Device: IP, pages viewed, browser, device, approximate location.
- Payments: via PCI-compliant processor; we never store full card numbers.
- Comms: emails, SMS/MMS, call recordings (where lawful, with notice).
2) How We Use Information
- Deliver credit repair, mentorship, and funding-prep services you request.
- Send account notices, progress updates, reminders (email/SMS/calls).
- Security, fraud prevention, debugging, and analytics to improve performance.
- Legal compliance with FCRA, FDCPA, and state rules.
3) How We Share
- Processors: hosting, analytics, messaging/SMS, email, CRM, payments—under DPA contracts.
- Compliance/Safety: when required by law or to protect rights/security.
- Business transfers: merger/acquisition with required notice.
- No sale for money. Limited "sharing" for ads may occur; you can opt out (see rights).
4) SMS/Text (TCPA)
By providing your number, you consent to texts about your account and services. Msg & data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of purchase.
5) Cookies & Analytics
We use necessary cookies, analytics, and—if enabled—ad pixels. Manage cookies in your browser and via our banner (where shown).
6) Security
Encryption in transit, access controls, hardened hosting, vendor due-diligence, and audit logs. No method is 100% secure—report issues to the contact below.
7) Data Retention
We retain data as long as needed for services, legal obligations, and dispute resolution, then delete or de-identify.
8) Your Privacy Rights
- CCPA/CPRA: know/access, delete, correct, limit sensitive data, opt-out of "sharing."
- GDPR (EEA/UK): access, rectify, erase, restrict, object, portability; withdraw consent anytime.
- Children: not directed to under-13s (or 16 in some regions).
9) Your Choices
- Emails: unsubscribe in any message.
- Texts: reply
STOP. - Cookies: control via browser/banners.
10) State Notices
We honor applicable privacy rights in CA, CO, CT, UT, VA, and other states upon verifiable request.
11) Do Not Sell/Share
We do not sell personal information for monetary consideration. To opt out of any "sharing" for ads, contact us using the info below.
12) Changes
We may update this policy; the effective date reflects the latest version. Material changes will be highlighted.
13) Contact
EarnWithDon Credit Repair
Email: credit@fixwithdon.com
Phone: (561) 621-0626
Address: [Add business address]