Last Updated: November 6, 2025

⚠️ Important Notice

Please read this disclaimer carefully before using EarnWithDon Credit Repair services. By using our website or services, you acknowledge that you have read, understood, and agree to this disclaimer.

📋 General Information

The information provided on the EarnWithDon Credit Repair website and through our services is for general informational and educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our website or through our services.

🚫 No Guaranteed Results
Critical Disclaimer: We cannot and do not guarantee any specific results, credit score improvements, or outcomes. Each client's situation is unique, and results vary based on numerous factors outside of our control.

While many of our clients have experienced significant credit score improvements, your results may differ due to factors including but not limited to:

  • The nature and severity of negative items on your credit report
  • The age of derogatory accounts
  • Credit bureau and creditor cooperation
  • Your ongoing financial behavior and credit usage
  • The accuracy and completeness of information you provide
  • Current credit laws and regulations
  • Economic conditions and lender practices

Any testimonials, case studies, or examples shown on our website represent individual results and are not typical. They do not guarantee similar outcomes for other clients.

⚖️ Not Legal or Financial Advice
Important: EarnWithDon Credit Repair is not a law firm and does not provide legal advice. We are not licensed attorneys, certified financial planners, or registered investment advisors.

The information we provide should not be construed as:

  • Legal advice or legal representation
  • Financial planning or investment advice
  • Tax advice or accounting services
  • Mortgage or lending advice
  • Insurance advice or recommendations

For legal matters, consult a licensed attorney. For financial planning, tax, or investment matters, consult appropriate licensed professionals in those fields.

💳 Credit Repair Limitations

We can only dispute inaccurate, unverifiable, or outdated information on your credit report. We cannot:

  • Remove accurate negative information that is properly reported
  • Remove bankruptcies, foreclosures, or judgments that are accurate and timely
  • Create a new credit identity or Social Security number
  • Guarantee the removal of any specific item
  • Force credit bureaus to delete legitimate information
  • Prevent accurate negative information from being re-reported
  • Guarantee approval for credit, loans, or funding
Consumer Right: You have the legal right to dispute inaccurate information on your credit report yourself, free of charge, by contacting the credit bureaus directly.
🏦 Business Funding and Lending Disclaimers

Our business funding guidance and mentorship services provide education and strategies, but:

  • We do not guarantee approval for any specific funding amount
  • We are not lenders and do not provide loans or credit
  • Funding approval depends on lender criteria, creditworthiness, and business factors
  • We do not guarantee any specific return on investment
  • All funding decisions are made by third-party lenders at their sole discretion
  • We are not responsible for loan terms, interest rates, or repayment obligations

Any discussion of funding amounts (e.g., "$50K+ funding") represents potential opportunities that may be available, not guaranteed amounts.

📊 Testimonials and Results Disclaimer

Testimonials and case studies featured on our website:

  • Represent individual experiences and are not typical results
  • Are actual client experiences but may not reflect the average client outcome
  • Were achieved under specific circumstances unique to each individual
  • Do not guarantee similar results for other clients
  • May have been achieved over different timeframes than stated
Results Disclaimer: The "120+ point improvement" and similar claims represent results achieved by some clients and are not guaranteed or typical. Your results may be higher, lower, or non-existent depending on your unique situation.
⏱️ Timeframe Disclaimers

While we may reference typical timeframes (such as "30-90 days"), actual results vary significantly:

  • Some clients see improvements within 30 days; others may take 6+ months
  • Credit bureau response times are beyond our control
  • Complex cases with multiple creditors require more time
  • Creditor cooperation and verification processes vary
  • Your active participation impacts timeline

Any timeframes mentioned are estimates only and not guarantees.

🔗 Third-Party Links and Resources

Our website may contain links to third-party websites, products, or services that are not owned or controlled by EarnWithDon Credit Repair:

  • We have no control over third-party content or practices
  • We do not endorse or assume responsibility for third-party materials
  • We are not liable for any loss or damage from third-party interactions
  • You access third-party sites at your own risk
  • Review the terms and privacy policies of any third-party sites you visit
📚 Educational Content Disclaimer

Our eBooks, guides, videos, and educational materials:

  • Are for informational purposes only
  • Represent our opinions and experiences
  • May not be suitable for all situations
  • Should be used in conjunction with professional advice when needed
  • May become outdated as laws and credit practices change
  • Are not a substitute for personalized service

Success with DIY credit repair depends on your diligence, understanding, and specific circumstances.

💼 Business Formation Disclaimer

Our LLC setup and business credit assistance:

  • Provides guidance and resources, not legal formation services
  • Does not constitute legal advice on business structure
  • Does not include tax advice or accounting services
  • Requires you to comply with all applicable laws and regulations
  • Does not guarantee business success or profitability

Consult with business attorneys, CPAs, and other professionals for comprehensive business formation advice.

🛡️ Limitation of Liability
Important: To the fullest extent permitted by law, EarnWithDon Credit Repair, its owner, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or website.

This includes but is not limited to:

  • Loss of profits, income, or business opportunities
  • Credit denials or rejections
  • Emotional distress or personal injury
  • Data loss or security breaches beyond our control
  • Errors or omissions in content
  • Actions taken based on our information or services
  • Third-party actions or decisions
🔄 Changes and Updates

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified disclaimer.

Credit laws, bureau policies, and best practices evolve continuously. Information that was accurate when published may become outdated.

⚠️ Regulatory Compliance

EarnWithDon Credit Repair operates in compliance with:

  • Credit Repair Organizations Act (CROA)
  • Fair Credit Reporting Act (FCRA)
  • Fair Debt Collection Practices Act (FDCPA)
  • State-specific credit services organization laws
Consumer Notice: You have the right to dispute inaccurate information directly with credit bureaus at no cost. Visit www.annualcreditreport.com or call 1-877-322-8228 for free annual credit reports.
📞 Questions About This Disclaimer

If you have questions or concerns about this disclaimer, please contact us:

EarnWithDon Credit Repair

📞 Phone: (561) 621-0626

✉️ Email: credit@fixwithdon.com

🕐 Hours: Monday - Friday, 9:00 AM - 6:00 PM CST

✅ Your Acknowledgment
By using EarnWithDon Credit Repair's website or services, you acknowledge that:
  • You have read and understood this entire disclaimer
  • You agree to be bound by its terms
  • You understand there are no guaranteed results
  • You are responsible for your own financial decisions
  • You will seek appropriate professional advice when needed

Faith-Based Philosophy: While we operate our business with faith-based principles and integrity, we acknowledge that financial success ultimately depends on multiple factors including your actions, market conditions, and divine providence. We commit to providing honest, ethical service to all clients regardless of their beliefs.